A Clear Path to Homeownership — Even If You Don’t Qualify Today
Rent-to-own homes across Alberta designed to help you move in now and buy when you’re ready — without pressure or judgment.
- Move into a home before qualifying for a traditional mortgage
- Lock in a future purchase option while you rebuild credit
- Work with a real person, not a bank or algorithm
- Designed for Alberta residents looking for a realistic path to ownership
Takes less than 2 minutes. No impact to your credit score.
Take the first step
See If Rent-to-Own Could Work for You
Share a few details and we’ll reach out with clear next steps. No obligation. No pressure.
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Trusted by renters and homeowners across the region
Why Rent-to-Own with BroadReach
Own your path to homeownership, even if you’re not mortgage-ready yet.
Our Rent-to-Own program is designed for motivated renters who want stability today and ownership tomorrow.
Move in sooner
Choose a qualifying home, move in as a renter, and secure the right to purchase later at a pre-agreed price window.
Build toward ownership
A portion of your monthly payment can be directed toward your future purchase, giving you a clear path to become an owner.
Guidance you can trust
Our team walks with you from application to closing, helping you strengthen your credit and prepare for a traditional mortgage.
How It Works
A simple, transparent path from renter to owner.
We’ve streamlined the process so you can focus on choosing the right home and preparing for ownership.
1. Apply & get pre-qualified
Tell us about your income, timeline, and desired area. We’ll review your information and confirm if you qualify for the program.
2. Choose your future home
Work with BroadReach to identify qualifying homes in your budget and area. We purchase the home and lease it to you.
3. Move in & build your track record
Enjoy the stability of living in your future home while you strengthen your credit, savings, and income profile.
4. Exercise your option to buy
When you’re mortgage-ready within the agreed term, you purchase the home from BroadReach and become the official owner.
Program Highlights
Designed for real life, not perfect credit scores.
Every Rent-to-Own journey is different. BroadReach gives you flexibility within a clear, transparent framework.
- Flexible terms typically ranging from 2–5 years
- Clear purchase price ranges disclosed up front
- Credit-friendly qualification guidelines
- Portion of monthly payment can be credited at purchase
- Option, not obligation, to buy the home later
Specific terms and availability vary by property and location. Your BroadReach advisor will walk you through the details before you sign anything.
Success Stories
Real renters who became homeowners with BroadReach.
Hear from people who used Rent-to-Own to lock in the home they wanted and build toward ownership on their terms.
“We didn’t have a 20% down payment and my credit wasn’t perfect. BroadReach let us move into our dream home while we fixed those things. Two years later, we closed on the house.”
Danielle & Marcus · Rent-to-Own graduates
“Having a clear timeline and knowing part of our payment was going toward the future purchase made all the difference. BroadReach kept everything transparent.”
Carlos M. · New homeowner
“Our BroadReach advisor helped us make a plan to improve our credit. When the time came to buy, we already felt at home and fully prepared.”
The Nguyen family · From renters to owners
FAQs
Answers to common Rent-to-Own questions.
Still have questions? Your BroadReach advisor will walk you through your specific situation and options.
Who is a good fit for BroadReach Rent to Own?
Our program is designed for renters who have steady income and a clear desire to become homeowners, but who may need more time to save for a down payment, pay down debts, or build their credit profile before qualifying for a traditional mortgage.
Do I need perfect credit to qualify?
No. We consider your overall financial picture, not just your credit score. Your advisor will review your situation and help you understand what’s needed to move toward ownership during the lease term.
What happens if I decide not to buy the home later?
You have the option—but not the obligation—to purchase the home. If you decide not to buy, your lease will simply end according to the terms of your agreement. Specific refund or credit policies will be detailed in your contract.
Are there additional fees for Rent-to-Own?
Your agreement will clearly outline monthly payments, any option fees, and how credits toward purchase are handled. There are no hidden charges—everything is disclosed up front.
How long do I have before I must buy the home?
Most Rent-to-Own agreements include a defined window—often between 2 and 5 years—during which you can exercise your option to purchase. Your BroadReach advisor will review the exact timelines available for your property.
Talk to a BroadReach advisor
Get 1:1 guidance on credit, budgeting, and timelines so you can confidently plan your path to owning a home.
Ready to take the first step toward owning your home?
Answer a few questions to see if BroadReach Rent to Own is a fit. There’s no obligation and no impact to your credit score.
BroadReach Properties · Rent-to-Own Program · Subject to approval and property availability.